Merchants, and their tracking agencies, are also prepared to pay us bonuses from time to time - for instance if we drive a particularly high volume of traffic to their website.
This also helps to support the website and ensure we remain financially sound. If you're interested in finding out more about what cashback is and how it works, click here. JavaScript has been disabled on your browser. This could prevent your cashback tracking and website functionality. Please enable it to continue. Browser Extension. TopCashback users have great things to say about the site as well. Most people say using the service is an easy way to earn money and that the cash back adds up quickly when you use the site for all your online shopping.
When you visit an online retailer through the TopCashback website or app and make a purchase, TopCashback receives a commission from that sale. TopCashback earns money from advertising, from featuring certain retailers, and from hitting sales targets, so the company does not need to take a cut of the commission — which is great news for you. You can earn money back by shopping at over 4, stores, including Walmart, Overstock, eBay, and Amazon.
To get started, just create a TopCashback account and search for the store or service where you intend to shop. Click through to visit the online retailer and shop as you would normally. You need to be 18 years or older and have a valid email address to open an account with TopCashback. Cashback offers are available only to members located in the U. TopCashback is a great option for frequent online shoppers. Consumers who shop more often at brick-and-mortar stores might be better served by other apps that cater more to that style of shopping.
You should also be willing to wait for your money if you choose to use TopCashback, as it can take some time for the money to appear in your account.
There is also no minimum threshold to redeem your cash back, so if you need some extra money, you can ask for your earnings at any time. Be aware, though, that it can take up to seven days from your purchase for your cash back to show up as pending in your TopCashback account. And it can take another one to three months for the money to become available for you to cash out. If you are going to buy an item from a retailer anyway, and they are on the cashback site, you might as well take the free money.
And as of this month, you can earn 4. Consumer group Which? But there are potential pitfalls to be aware of. Don't be lured by a juicy cashback reward into buying an item you could get cheaper elsewhere. Whatever you are buying, the rule is to identify the right product first, and only then check if you can get an even better deal by going through a cashback site.
These sites are not regulated, which means you have no compensation rights if one goes bankrupt owing you money in the form of cash rewards, as was the case for some members of two sites: Cashback Kings and Rpoints, which collapsed in November.
But there are some newer, smaller cashback sites around which may prove less so. The best way to protect yourself against becoming a victim in any future collapse is to withdraw funds from your cashback account regularly; don't leave it sitting there. Be aware that cashbacks can take a few weeks to reach your account but some, particularly those linked to insurances, which have a customer cooling-off period, can take up to three months. While most cashback transactions work smoothly, with purchases successfully tracked by retailers and payments made on time, problems can occur at times.
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